Rush For Obamacare

Six million people signed up for Obamacare as of Thursday March 27.  That’s a pretty big deal considering the fiasco of the Healthcare.gov roll-out last October 1st.

This puts the program ahead in its numbers game and its political battle with naysayers.  Originally, Department of Health and Human Services officials said it needed seven million enrollees by March 31 to insure the program worked properly.  Then it dropped it to six million.  But they may come close to the original goal. Another 1.5 million visited Healthcare.gov in the middle of this week.

What this means to you

Six million enrollees means the Affordable Care Act, or Obamacare, are working for people who need health insurance. If you don’t have health insurance, now is the time to put on your rush for Obamacare.

It’s easy to apply. Go to Healthcare.gov. Follow the prompts. If you need help by phone, call 1-800-318-2596/TTY 1-855-889-4325. You can also find help in your community at localhelp.healthcare.gov.

Because it is a rush in these days before the March 31 deadline, you may be asked to wait in line. That can happen online or on the phone. Don’t worry. If you start an application before March 31, you will still be able to complete it and qualify for health insurance as of May 1st. Our post Now is Now explains it all.

The  White House  is publishing stories of people who’ve successfully purchased health insurance. Here’s a  video and blog by a New Jersey woman.

 

By Fawziah Abel Rahman Qadir
Clifton, N.J.

I’m deeply interested in international relations and human rights, particularly the right to education. That’s why I was thrilled to get the opportunity to open the New York City office of an education nonprofit that is based in California. Unfortunately, the company’s California insurance plan couldn’t cover me.

My employer agreed to provide $300 a month toward any health plan I could find. Unfortunately, trying to find an affordable insurance plan on my own in New Jersey, where I live was insane. One quote was over $700; others that followed were even higher or provided flimsy coverage that hardly seemed worth the cost.

While I was without insurance, I was constantly worrying about what I would do if something happened to me. Luckily, at 29 years old, I remained healthy.

Then my mother told me about the Health Insurance Marketplace. When I logged on, I was surprised to find out how easy it was to enroll.

Because of my income, I don’t qualify for assistance, but with my employer’s contribution, I enrolled in a comprehensive plan that costs me only $63 a month.

And it really is easy to do. The Marketplace is now working great, and with side-by-side comparisons of plans, finding one that suits your needs and budget won’t be a problem.

I met Health and Human Services Secretary Kathleen Sebelius today at an event urging uninsured New Jersey residents to get covered. As Secretary Sebelius said, don’t delay! Sign up today. You have only until March 31st to enroll in a plan for coverage this year; otherwise you can’t sign up again until November for coverage beginning in 2015.

 

 

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Barbara Nevins Taylor

As the winner of 22 Emmy Awards and a slew of journalism honors and awards, I created ConsumerMojo.com to give you the straight story about complicated stuff. Tell us what you want to know and we'll get you the answers.