There’s still time to get health insurance that begins on February 1st and whether you are young, or 55 plus you may be eligible for a subsidy to help pay for your insurance.
But you have to wonder where all the people are who need affordable health insurance. Sure, the Healthcare.gov website rollout was a disaster. But once the fixes were in it worked and 2.2 million were able to sign up for Obamacare.
Yet there are still millions who didn’t and the officials at the Department of Health and Human Services (HHS) say they plan to do a big campaign to try to reach out.
The latest statistics show that younger people did not jump at the opportunity to get health insurance that started January 2014.
24 percent who did select a health insurance plan are between 18 and 34.
30 percent are under 30.
Women were earlier adapters than men.
54 percent who signed up are women.
46 percent are men.
You can purchase health insurance at different prices for different levels of coverage. HHS used names bronze, silver, gold, platinum to describe the affordability. A medium-to-high-cost silver plan seems to be the most popular.
60 percent selected a silver plan.
20 percent selected a bronze plan
79 percent selected a plan with financial assistance.
California led the nation in signups with over 498,000. Florida was next with over 158,000 and New York was third with over 156,000. Texas had over 118,000 sign ups and North Carolina almost 108,000.
But the numbers are substantially smaller for other states.
For example, Ohio had about 40,000, and New Jersey had only about 35,000. South Carolina 24,000 and Louisiana a little more than 17,500.
If the negative publicity, political blather and inefficiency of the first try at Healthcare.gov turned you off, but you need it, there’s still time to sign up for insurance that will start after you make your first payment.
OPEN ENROLLMENT RUNS UNTIL MARCH 31, 2014
TIPS FOR USING HEALTHCARE.GOV
1. Use the best browser for your computer.
2. Clear the history, cookies and cache.
3. Make sure your computer will accept cookies. You’ll get a big pop-up window.
4. You may not be able to use a mobile device. Best to stick with a desktop, or laptop if you can.
IF YOU TRIED TO SIGN UP AND COULDN’T
1. Clear your history, cookies and cache.
2. Sign in with a new user name, email and password.
3. If you have a problem this time, check your junk email file for a notice.
DON’T HAVE A COMPUTER?
If you don’t have a computer at home, there is still time to apply on the phone. You can call 1-800-318-2596, or you can call that number and find out about local people in your community who are working with others to navigate the system.