If you skipped the drama about Healthcare.gov and woke up January 1st thinking this is the time to find affordable healthcare, you can still sign up for Obamacare.
But don’t let anyone fool you. If you are on Medicare, you have health insurance. You don’t need to sign up for Obamacare, which is also called the Affordable Care Act.
If you are going to enroll in Medicare in a few months, you probably need to sign up for Obamacare. Contact the call center 1-800-318-2596 to get advice about your particular situation.
The Open Enrollment period for Obamacare runs through March 31st, 2014. Once you choose a plan and make your payment, your insurance begins.
Millions of people have already signed up. More than 2.1 million people have enrolled in a private health insurance plan through the federal and state marketplaces since October 1st. Millions more are expected to get insurance by the time the Open Enrollment period ends.
Under the new rules of the Affordable Care Act, you may also be eligible for Medicaid or the Children’s Health Insurance Program (CHIP). More 3.9 million Americans are signed up for healthcare through these programs.
TIPS FOR USING HEALTHCARE.GOV
1. Use the best browser for your computer.
2. Clear the history, cookies and cache.
3. Make sure your computer will accept cookies. You’ll get a big pop-up window.
4. You may not be able to use a mobile device. Best to stick with a desktop, or laptop if you can.
IF YOU TRIED TO SIGN UP AND COULDN’T
1. Clear your history, cookies and cache.
2. Sign in with a new user name, email and password.
3. If you have a problem this time, check your junk email file for a notice.
DON’T HAVE A COMPUTER?
If you don’t have a computer at home, there is still time to apply on the phone. You can call 1-800-318-2596, or you can call that number and find out about local people in your community who are working with others to navigate the system.