How You Know You’re Signed Up for Obamacare

We’re getting queries from people about Obamacare and how you can confirm that you’re really signed up for health insurance that begins on January 1st.

If you’ve signed up via Healthcare.gov, through the call center, with a navigator or with a written application, you must make a payment as soon as possible.

Some insurers honored President Obama’s request to extend the payment deadline. But you must be in touch with your insurer to find out exactly what’s required of you. Be prepared to make a payment as soon as possible.

THE FIRST THING TO DO IS GET IN TOUCH WITH YOUR INSURER.

  • Verify they got your enrollment information.
  • If you didn’t get an insurance card or if there are errors on your card, report it to the insurer.
  • Get details about your coverage, including providers in your network.
  • You should get a welcome packet from the insurer. Make sure all the details are correct.

If you have trouble finding your insurer’s contact information, this link provided by Healthcare.gov might help. It requires patience as you scroll down. So you might be better off doing a Google search for the insurer, or calling the Healthcare.gov call center at 1-800-318-2596 for help.

Julie Bataille, the spokesperson for the Centers for Medicare and Medicaid Services, says, “We’re going to do everything we can to ensure a smooth transition period for consumers whose coverage begins on January 1. And we’re going to continue to work to ensure every American who still wants to enroll in Marketplace coverage by the end of the open enrollment period is able to do so.”

If you haven’t yet signed up for Obamacare there is still time. The open enrollment period runs until March 31, 2014. After you sign up and make your first payment, your insurance should start the next month.

 

 

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Barbara Nevins Taylor

As the winner of 22 Emmy Awards and a slew of journalism honors and awards, I created ConsumerMojo.com to give you the straight story about complicated stuff. Tell us what you want to know and we'll get you the answers.