Does Obamacare Protect You?

While the Congress rushes to get rid of Obamacare, the Affordable Care Act, you might want to ask whether Obamacare protects you or someone you love. You may know someone with heart disease, arthritis, or cancer who not too long ago had trouble getting insurance.

Will you or someone in your family go uncovered by insurance? 

Before Obamacare, if you had a pre-existing condition, maybe high cholesterol, high blood pressure, cancer, diabetes, asthma, heart disease or a substance abuse problem, insurers could turn you away. That changed under the Affordable Care Act.

About 133 million Americans under 64 suffer from a problem that requires medical attention. Consider the numbers: 

46 million have high blood pressure.

45 million have behavioral disorders including Alzheimers, depression, alcohol abuse, drug abuse.

34 million have asthma or lung disease.

34 million have arthritis or joint disease.

34 million have heart conditions or heart disease.

23 million are obese.

16 million have heart disease.

13 million have diabetes

11 million have cancer. 

The Department of Health and Human Services says that between 2010 and 2014, the number of people with pre-existing conditions who couldn’t get health insurance dropped by 22 percent.

What happens to all of these people when Obamacare, the Affordable Care Act, gets repealed? 

FACTS:

1. The law prevented insurers from denying insurance based on your medical history.

2. People had to sign up for insurance if they weren’t covered by an employer program or they had to pay a penalty. That encouraged people to sign up.

3. While premiums did go up in some states, many can get insurance with premiums of $75 a month.

Call your Congressperson to find out how they will replace Obamacare. Ask them for the facts. 

 Here’s where to find your representative: http://www.house.gov/htbin/findrep

Here’s where to find your senator:

https://www.senate.gov/senators/contact/

 

 

 

 

 

 

Published by

Barbara Nevins Taylor

As the winner of 22 Emmy Awards and a slew of journalism honors and awards, I created ConsumerMojo.com to give you the straight story about complicated stuff. Tell us what you want to know and we'll get you the answers.