10 Tips To Avoid Contractor Ripoffs

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Barbara Nevins Taylor

As the winner of 22 Emmy Awards and a slew of journalism honors and awards, I created ConsumerMojo.com to give you the straight story about complicated stuff. Tell us what you want to know and we'll get you the answers.

2 thoughts on “10 Tips To Avoid Contractor Ripoffs”

  1. bestcarrentaltips / Some credit cards will cover dmaage or theft to your rental car. Note: You are not covered just by being a cardholder; you must use the card to rent and pay for the vehicle. Some plans cover accidents only if the cardholder is driving, not the cardholder’s spouse! While this may replace the need for CDW (Collision Damage Waiver) and LDW (Loss Damage Waiver) offered at the car rental counter, check with your card issuer to see what kind of vehicles are covered. Coverage can vary from card to card, and it can also vary based on the issuing bank or credit company that issues the card as well. Many credit cards will not cover loss of use of the rental car if it is in an accident. Loss of use is a fee that is charged by the rental company if your rental car is dmaaged and is sent out for repair. You would be billed a loss-of-use fee for every day that the vehicle was not able to be rented. That can add up! The loss dmaage Waiver offered by the rental car company covers loss of use. Check to see if the coverage is primary or secondary. For some companies, its’ coverage becomes primary only if you don’t have any personal collision insurance of your own. Most card issuers do not provide coverages for more expensive rentals, so it is necessary to call them to see which rental vehicles they cover. Usually they provide coverage for cars and exclude more expensive rentals such as sport utility vehicles (SUV’s), luxury cars, exotic cars and vans. Coverages may also not extend to long-term rentals or rentals in other countries. Some card issuers specify that you must rent from certain rental companies. Make sure to check this requirement before you reserve your car. The bottom line is check into everything!!If you don’t need to purchase the optional coverages you will certainly save money, but only if you are truly covered.

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